Project Reports and Appraisals

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Description
Project reports are the basic foundation for making any loan application. A good project report helps fetch a loan easily and without any delay. It serves as a key to the proposed project. Heavy reliance is placed by the banks and financial institutions on the pre-investment studies before committing funds to the new projects. It is thus essential to understand as to how pre-investment studies are to be carried out and how these should be presented to the institutions for financial analysis/ appraisals.
Division I deals with the significance of the project reports and the appraisals. Division II deals with the finalisation of the cost of project and Division III deals with the financing aspect and the assessment of the cost of the capital employed for the project. Division IV deals with the practical aspects of the appraisal and the preparation of the projected statements while Division V deals with the appraisal criterion. Division VI deals with the host of allied financial services including venture capital, lease financing, hire purchase and housing finance. A separate chapter deals with the State Financial Corporations Act, 1951.
The book is bound to be of immense utility to the Chartered Accountants, Company Secretaries, Financial Consultants, Company Executives, entrepreneurs, etc.
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Contents
Division I Preparation of a Project Report
Chapter 1   Project reports — Appraisals
Chapter 2   Promoter's  contribution  and  Pre-incorporation Contracts
Chapter 3   Detailed  Appraisal  Sequence  of  Financial Institutions (Banks/FIs/State Level institutions)
Chapter 4   Approvals, Sanctions  and  Disbursements  and Related Issues
Chapter 5   Over-run Financing and Bridge Loans
Division II Fixation of Cost of Project
Chapter 6   Finalising cost of project
Chapter 7   Fixation of means of financing
Chapter 8   Assessing Cost of Capital
Division III Preparation of Projected Statements or Cash Flows
Chapter 9   Preparation of Financial Statements and Cash Flows
Chapter 10  Scrutiny  of Financial  Statements  through  Ratio Analysis
Chapter 11  The Appraisal Criterion of Project
Chapter 12  Break even point
Chapter 13  Internal rate of return
Chapter 14  Effect of depreciation methods on earning per share
Chapter 15  Legal formalities and appraisal
Chapter 16  Major terms and conditions stipulated by the term lenders
Division IV Miscellaneous Forms of Financial Schemes for a Project
Chapter 17  Appraisal for venture capital
Chapter 18  Appraisal for lease financing
Chapter 19  Appraisal for the hire purchase schemes
Chapter 20  Appraisal for Housing Finance: A Practical Approach
Chapter 21  State Financial Corporations  Act  and its Implications
Division V Specimen Project Report
Chapter 22  Project  report — How to prepare one and a specimen project report
Subject Index
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Author Details
H.P.S. Pahwa did Masters in Business Administration from Faculty of Management Studies, Delhi University in the year 1975. He started his carrier as Probationary Officer in Bank of India and subsequently shifted to PICUR a premier State development financial institution. He has over a decade of rich experience in banking and development banking. He is a prolific writer and has contributed articles to several professional journals like 'Chartered Secretary' and 'Chartered Accountant'. His article on 'Lease Financing' has been adjudged as one of the best thought-provoking and incisive papers on the subject and has been selected for the book 'Readings in Financial Management1 published by the University of Rajasthan. He is also the author of three very well received books, namely, 'Project Financing', 'Sick Industries & BIFR' and 'Guide to Technical Analysis'. He has worked for several years as the Senior Finance Manager, PICUP a State Financial Corporation before seeking premature voluntary retirement to venture as a consultant and advisor to the corporate sector.
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