The Modern Law of Insurance

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Description
The years since the third edition in 2011 have seen the greatest revolution in insurance law for a very long time. Even the Marine Insurance Act 1906 was intended only to codify the common law, whereas the Consumer Insurance (Disclosure and Representations) Act 2012 and the Insurance Act 2015 make fundamental changes to the law of pre-contractual disclosure and to the law on warranties in insurance contracts. All insurance lawyers know that dissatisfaction with the previous legal position goes back a very long. When the Law Commission reported on these topics in 1981 their report lucidly summarised some long-standing grievances about the way in which the law was seen as unduly harsh on policyholders.
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Contents
Part A - Definition and Regulation
Chapter 1      What is Insurance?
Chapter 2      The Regulation of Insurance
Part B - Contractual Formation
Chapter 3      Offer and Acceptance
Chapter 4      Insurable Interest
Chapter 5      Utmost Good Faith and the Duty of Disclosure
Chapter 6      Intermediaries
Part C - The Insurance Contract
Chapter 7      Form, Commencement and Duration of Insurance Policies
Chapter 8      Cancellation
Chapter 9      Cover and Exclusions
Chapter 10    Rectification of Insurance Policies
Chapter 11    Alteration of Risk
Chapter 12    The Duty to take Reasonable Care
Chapter 13    The Continuing Duty of Utmost Good Faith
Chapter 14    Lapse of Policies
Chapter 15    Assignment of Policies
Chapter 16    Construction of Policies (including fairness of terms)
Chapter 17    Warranties and Conditions
Part D - The Insurer's Liability
Chapter 18    Causation
Chapter 19    The Claims Process and Indemnity
Chapter 20    Illegality
Chapter 21    Arbitration and Alternative Dispute Resolution
Part E - Settlement
Chapter 22    Subrogation and other Consequences of Settlement
Chapter 23    Reinstatement
Chapter 24    Double Insurance, Contribution, Over-Insurance
Chapter 25    Under-Insurance
Chapter 26    Costs
Part F - Protection of Third Parties
Chapter 27    The Financial Services Compensation Scheme
Chapter 28    The Motor Insurers' Bureau
Chapter 29    The Third Parties (Rights Against Insurers) Act 2010
Part G - European Aspects
Chapter 30    European Aspects : The Treaty Provisions
Chapter 31    European Aspects : The First Directives
Chapter 32    European Aspects : The Second Directives - Choice of Law
Chapter 33    European Aspects : The Single Passport System of the Third Directives
Part H : Particular Types of Policy
Chapter 34    Life Insurance
Chapter 35    Personal Accident Policies
Chapter 36    Permanent Health Insurance and Critical Illness Cover
Chapter 37    Motor Policies
Chapter 38    Household Contents Policies
Chapter 39    Household Buildings Policies
Chapter 40    Marine Insurance
Chapter 41    Professional Indemnity Policies
Chapter 42    Mechanical Breakdown and Extended Warranty Insurance
Chapter 43    Mortgage and Credit Protection
Chapter 44    Pension Policies
Chapter 45    Legal Expenses Insurance
Chapter 46    Travel Insurance
Chapter 47    Fire Insurance
Chapter 48    Employers' Liability Insurance
Chapter 49    Reinsurance
Chapter 50    Miscellaneous Cases
Part I : Miscellaneous
Chapter 51    Conflict of Laws
Chapter 52    Lloyd's
Appendices
Appendix 1    -    Statutes
Appendix 2    -    Statutory Instruments
Appendix 3    -    Regulatory codes
Index
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Author Details
Professor Andrew McGee
MA, BCL (Oxon), Barrister
Professor of Business Law, Manchester University
Barrister, Kings Chambers, Leeds and Manchester
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