Micro-Finance perspectives and Operations

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Description
This book has been revised keeping in view the syllabus for the Certificate Course in Micro-finance of the Indian Institute of Banking & Finance. As the course is aimed at practising micro finance professionals as well as those aspiring for a career in micro-finance, the book is comprehensive in both theoretical and practical aspects of micro-finance. The book has two parts, viz. Perspectives in Micro-finance and Operational Aspects of Micro-finance. The first part covers poverty, rural credit, emergence of microfinance, basics of micro-finance - definition, scope, etc. It also describes the evolution of micro-finance in India and abroad and assimilates all learning from international experiences. Recent development in the sector, SHG-2, NRLM and financial inclusion are also discussed. Part two of the book covers the day-to-day operational aspects of micro-finance. It provides details regarding the various financial services and products that are offered to micro-finance clients. It also describes the various credit delivery channels. It provides the basic tools for accounting and finance in micro-finance, and explains various financial reporting formats that would be useful to micro-finance professionals. There is specific coverage about compliances to various regulations and issues pertaining to self regulation. This book would be useful to all those interested in micro-finance activities.
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Contents
Module-I: Micro Finance - Perspectives
1 Poverty, Rural Credit and financial Inclusion
2 Microfinance: An Introduction
3 Models of Microfinance Across the World
4 Microfinance Delivery Methodologies
5 Legal and Regulatoey Framework
6 Evolution and Characteristics of MicroFinance in India
7 Recent Developments of Microfinance in India
8 Financial Inclusion
9 Impact of Microfinance
Module-II: MicroFinance - Operational Aspects
10 Financial Products and Services
11 Financial Accounting and Reporting
12 Revenue Models of Micro-finance (Profitability, Efficiency and Productivity)
13 Risk Management
14 Basics of Banking
15 Compliance to Various Regulations
References
Syllabus
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