
- Author(s): D.D. Mukherjee
- Publisher: Snow White Publications Pvt Ltd
- Edition: 5 Ed July 2025
- ISBN 13 9789348569455
- Approx. Pages 684 + Contents
- Format Paperback
- Delivery Time 3-5 working days (within Kerala & South India) (Others 7-9 days)
- Shipping Charge Extra (see Shopping Cart)
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Description
Features:
• A handbook for bank officers in credit operations & students of banking & finance
• Cover three modules across the entire gamut of post-approval credit process - Monitoring,
Legal Aspects & Recovery of Bank Loan
• Includes Instructive case laws, real life examples, situation analysis & extensive research
• Inspections and analyses - timings,sources and its triggers
• Includes Resolution of Stressed Assets/NPAS - Regulatory & other initiatives in recent years
• Includes Insolvency & Bankruptcy Code 2016
• Simple & easy to understand language
• Updated provisions of RBI guidelines and various other Acts
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Contents
Chapters
1. Credit Monitoring - What, Why and How - a brief
2. Concept of Charge, Security Interest, Collateral and Ownership
3. Common Charges Available to Banks (Non-Mortgage)
4. Common Collateral Securities (Non-Mortgage)
5. Mortgage as a Security
6. Documentation - Conceptual & Practical Aspects
7. Financing Non-Corporate Business Entities
8. Financing Corporate business Entities
9. Consortium Banking /Multiple Banking
10. Credit Monitoring and Follow-up - Physical
11. Credit Monitoring & Follow-up - Financial
12. Diversion of Bank Finance & Wilful Default
13. Industrial Sickness and Rehabilitation
14. Resolution of Stressed Assets
15. Non-Performing Assets - Concept & Control
16. Recovery through SARFAESI Act
17. Recovery through Debt Recovery Tribunals
18. Other Miscellaneous Options for Recovery
19. Compromise and Write off - As a Last Resort
20. Golden Rules in Credit, Frauds & Accountability
Subject Index
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Author Details
Dr. D. D. Mukherjee is a corporate trainer and a senior faculty in the banking and fim domain. He is associated with various institutes of repute in the country - Jawaharl Nehru Institute of Banking and Finance (JNIBF, IDBI Bank), Hyderabad, Talentsprii Education Services Pvt. Ltd., Hyderabad and Stratadigm Education Services Pvt. Ltc Mumbai - to name a few. Dr. Mukherjee has more than three decades of experience inl banking and finance. He served State Bank of India for 25 years in various importc positions followed by a seven year association with IDBI Bank as Senior Facu Dr. Mukherjee is a post-graduate in Physics, a Certified Associate of the Indian Institi of Banking & Finance, and holds a Ph.D. in Management (Finance). Throughout his banking career, Dr. Mukherjee has dealt with appraisal, delive monitoring and recovery of bank credit in Corporate, Retail and International ere segments. His operational experience in bank lending includes his assignme as head of a number of large branches, commercial lending operations of a large circle of SBI and the management of credit portfolio of the circle. During the peri 1998-2004, he was a member of Faculty (Credit & IB discipline) at State Bank Si College, Hyderabad. As a member of Faculty, Dr. Mukherjee was actively involved in formulation and implementation of the revised Credit Risk models for the Bank. He has also done meaningful research in the area of EMI formulations & Housing loan and has developed a Housing loan score card model for use by the bank.