Birds' Modern Insurance Law

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Description
There have been a number of interesting case law developments since the 8th edition, but perhaps the most significant changes in this edition are legislative. Foremost among these has to be the Consumer Insurance (Disclosure and Representations) Act 2012, which affects the first ever significant reform of insurance contract law since its genesis largely in the times of Lord Mansfield in the 18th century. The Commencement Order bringing it into force was made just before this edition went to press. It is almost 50 years since the first official recommendations for reform of the law of non-disclosure and misrepresentation in insurance were made by the Law Reform Committee! However, as the Act has only prospective effect it remains necessary, even for consumer insurance contracts, to be aware of the previous law and it looks likely that core elements of it will be retained under reforms recommended for business insurance contracts. However, as the Act effectively enacts the approach taken by the Financial Ombudsman Service in dealing with insurance complaints and follows the rules of the Financial Services Authority, detailed discussion of the latter can be, and has been, dispensed with.
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Contents
Chapter 1 :    The Nature and Definition of Insurance and Insurance Law
Chapter 2 :    The Regulation of Insurance
Chapter 3 :    Insurable Interest
Chapter 4 :    Insurance of Third Parties' Interests
Chapter 5 :    Formalities and Formation of the Insurance Contract
Chapter 6 :    Insurers' Repudiations of Policies and Liability-General Considerations
Chapter 7 :    Utmost Good Faith-Fraud, Non-Disclosure and Misrepresentation
Chapter 8 :    Good Faith on the Part of the Insurer
Chapter 9 :    Warranties and Conditions
Chapter 10 :    Premiums
Chapter 11 :    Assignment
Chapter 12 :    Intermediaries
Chapter 13 :    Construction and Causation: Risks Covered and Risks Excepted
Chapter 14 :    Claims under the Policy
Chapter 15 :    Payment under the Policy-The Measurement of Loss
Chapter 16 :    Reinstatement
Chapter 17 :    Subrogation
Chapter 18 :    Contribution and Double Insurance
Chapter 19 :    Life Insurance
Chapter 20 :    Liability Insurance
Chapter 21 :    Motor Vehicle Insurance
Chapter 22 :    Employers' Liability and other Compulsory Insurance
Index
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Author Details
John Birds - Emeritus Professor of Law, The University of Manchester, Honorary Professor of Law, The University of Sheffield
"Professor Birds has produced what must be one of the most lucid texts for this market in any subject...For the student, the academic passed the baton of teaching insurance low, and the busy adviser called on to advise on insurance law, this book can be securely recommended." insurance Law and Practice
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