Banking Law and Practice in India (4 Volume Set)

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Description
It's an honor and privilege for me and my colleagues who are part of my team on this project to have revised the 29th Edition of ML Tannan- Banking Law and Practice in India. Banking and banking practices have been constantly changing world wide. The traditional banking based on total trust and relationship is driven today by banking systems and digital algorithms making it faceless to a great extent. Banking and banking laws are consistently evolving and subjected to judicial pronouncements. It's a total dynamic world. The Ministry of Finance, Government of India and the regulator Reserve Bank of India, "RBI" monitor this industry closely as it's the backbone of the financial system and there is a huge effort to ensure that this industry faces and survives the turbulent times efficiently. Post global crisis of 2008, it has become imperative for the government and the regulator to constantly monitor the financial world as any slip could be fatal to the economy. In Indian landscape as all of us know the frauds in banking system as well as the non-performing assets have seen unprecedented growth. The stress created by the Non-Performing Assets owed to large corporate and also the frauds committed by well known individuals and corporate houses including Essar Group, Bhushan Steel and Power, Vijay Mallya group, Amteck Auto, Jaypee Group, Neerav Modi, Mehul Choksi, ILFS, DHFL and many others compelled the government from time to time to bring new laws and regulations to combat the problem of NPAs as well as fraud.

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Contents
Volume 1
1.    Introductory
2.    Global Banking Institutions
3.    The Banking (Regulation) Act, 1949
4.    Nationalisation of Banks
5.    Digitalization of Banks
6.    Banking Organisation
7.    Reserve Bank of India and ITS Role
8.    Non Banking Financial Corporations
9.    Starting of Private Banks Regulatory and Compliance Framework
10.  Cash Reserve and Statutory Liquidity Rations in Banks
11.  Local Banks
12. Co-Operative Banks and Banking Regulation Act, 1949
13.  Bank Audit and Inspection
14.  Banker and Customer
15.  Bankers as Brrowers
16.  Characteristics of Negotiable Instruments
17.  Cheques
18. Payment of Customer's Cheques
19.  Dishonour of Cheque
20.  Appropriation of Payments
21.  Interference by Third Parties- Court Injunction
22.   Collecting Banker and Customer's Account
23.  Employment of Funds
24.  Employment of Funds- (Continued)
25.  Companies as Brrowers
26.  Bank and Partnership Accounts
27.  Advances to Priority Sectors and Social Banking
28. Insolvency and Bankruptcy Code, 2016
29. An overview on Cryptocurrency
30. Excution of UAE Judgment
Volume 2
31.    Non Performing Assets   
32.    Consortium Advances by Banks
33.    Industrial Sickness
34.    Payment of Principal and Interest
35.    Bankers' Advances to Insolvents
36.    Guarantees as Security for Banker's Advances
37.    Advances Against Collateral Securities
38.    Consumer Loans
39.    Advances Against Goods and Documents of Title to Goods
40.    Miscellaneous Securities
41.    Documentation
42.    Stamp-Duty
43.    Subsidiary, Special and Para Banking Service
44.    Hire Purchase, Lease Financing and Factoring Services by Banks
45.    Financing of Exports
46.    Exchange Control and Exchange Rate Mechanism
47.    Uniform Rules for Collections (URC 522)
48.    Letter of Credit and Uniform Customs and Practice  for Documentary Credits (UCP)
49.    Bankers Book Evidence Act
50.    Some Legal Aspects of Banker-Borrower Relationship
51.    Banking services and consumer
52.    Frauds, forgeries and Vigilance in Banks
53.    Banking Ombudsman scheme, 2006
54.    IBA code for banking practice
55.    Securitisation and Reconstruction of Financial Assets
56.    Recovery of Debts due to Banks
57.    Limitation Period for Recovery of Debts
58.    Recovery Agent
59. Environmental, Social and corporate Governance
Volume 3
Appendix
1.    The Banking Regulation Act, 1949
2.    The Negotiable Instruments Act, 1881
3.    The Banking Regulation (Companies) Act, 1949
4.    The Banking Companies (Nomination) Banking Rules, 1985
5.    The Banking Companies (Period of Preservation of Records) Rules, 1985
6.    The Banking Regulation (Co-Operative Societies) Rules, 1966
7.    The Co-Operative Banks (Nomination) Rules, 1985
8.    The Co-Operative Banks (Period of Preservation of Records) Rules, 1985
9.    The Banking Companies (Acquisition and Transfer of Understanding) Act, 1970
10.    The Nationalised Banks (Management and Miscellaneous Provisions) Scheme 1970
11.    The Banking Companies (Acquisition and Transfer of Understanding) Act, 1980
12.    The Nationalised Bank (Management   and   Miscellaneous Provisions) Scheme 1980
13.    The New Bank  of  India  (Amalgamation and Transfer  of Undertakings) Scheme, 1993
14.    The Reserve Bank of India Act, 1934
15.    The Reserve Bank of India (Board for Financial Supervision) Regulations, 1994
16.    The Bills of Exchange Act, 1882 (U.K)
Volume 4
17.    The Commercial Documents Evidence Act, 1939
18.    The Usurious Loans Act, 1918
19.    The State Financial Corporations Act, 1951
20.    The State Financial Corporations (Appeal to the Central Government) Rules, 2003
21    The State Bank of India Act, 1955
22.    The State Bank of India (Subsidiary Bank) Act, 1959
23.   The Deposit Insurance and Credit Guarantee Corporation Act, 1961
24.   The Regional Rural Banks Act, 1976
25.   The Interest Act, 1978
26.   The High Denomination Bank Notes (Demonetisation) Act, 1978..
27.  The National Bank for Agriculture and Rural Development Act, 1981
27.  National Bank for Agriculture and Rural Development General Regulations, 1982
28.  National   Bank   for  Agriculture and Rural Development (Additional) General
          Regulations, 1984
29.  National Bank for Agriculture and Rural Development (Issue And Management of bonds)
        Regulations, 1987
30.   The Public Financial Institutions (Obligation as to Fidelity and Secrecy) Act, 1983
31.  The National Housing Bank Act, 1987
32.  National Housing Bank General Regulations, 1988
33.   The National Housing Bank (Voluntary Deposits) Scheme, 1991.
34.   The Small Industries Development Bank of India Act, 1989
35.   The Small Industries Development Bank of India (General Regulations), 2000
36.   The Small Industries Development Bank of India (Issue And Management of Bonds)
         Regulations, 1990
37.   "The Small Industries Development Bank of India (Appeal to the Central Government
           Central Government) Rules, 2003
38.    The Micro, Small and Medium Enterprises Development Act, 2006
39.    Prevention of Money Laundering Act, 2002
40.    The Asian Development Bank Act, 1966
41.    The Government Savings Banks Act, 1873
42.    Reserve Bank of India General Regulations, 1949
43.    The Foreign Exchange Management Act, 1999
44.    The Payment and Settlement Systems Act, 2007
45.    The Payment and Settlement Systems Regulations, 2008
46.    The Public Financial Institutions (Obligation as to Fidelity and Secrecy) Act, 1983
47.    The Voluntary Deposits (Immunities and Exemptions)Act, 1991
48.    Actuaries Act 2006
49.    Securities Contracts (Regulation) Rules, 1957
50.    The Consumer Protection Act, 1986
51.    The Depositories Act, 1996
52.    The Depositories (Appeal to the Central Government) Rules, 1998
53.    Information Technology Act, 2000
54.    The Multi-State Co-Operative Societies Act, 2002
55.    [The Indian] Official Secrets Act, 1923
56.    The powers-of-Attorneyact, 1882
57.    The Public Debt Act, 1944
58.    The Debts Recovery Tribunal Regulations of Practice, 1997
59.    Notifications Under Section 3 for Establishment of Debts Recovery Tribunals with Place
          and Area of Jurisdiction of the Tribunal
60.     The Recovery of Debts Due to Banks and Financial Institutions Insolvency Resolution and Bankruptcy of Individuals and Partnership                firms act, 1993
61.    The Debts Recovery Appellate Tribunal (Procedure) Rules, 1994
62.    Notifications for Establishment of Debts Recovery Appellate Tribunals
63.    List Of Banks and Financial Institutions Eligible to File Application Before DRT Under Section
           19 of The Recovery of Debts Due to Banks and Financial Institutions Act, 1993
64.    Fees Payable in Debts Recovery Tribunal
65.    Housing Finance Institutions (Procedure for Recovery of Dues) Rules, 2002
66.    National Housing Bank (Recovery of Dues of the Approved Institutions) General
           Regulations, 2002
67.    Housing Finance Institutions Debt Recovery Appellate Tribunal (Procedure) Rules, 2002
68.    The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
69.    Security Interest (Enforcement) Rules, 2002
70.    Form of Application For Certificate of Registration to Commence/Carry on the Business
           of a Securitisation Company or Reconstruction Company
71.    The Securitisation Companies and Reconstruction Companies (Reserve Bank)
           Guidelines and Directions, 2003
72.      The Consumer Protection Act, 2019
Subject Index
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Author Details
M.L. Tannan, M.Com. (Brimingham), Barrister at-Law, A.C.A., I.E.S.(Retired), General Manager, Punjab National Bank Ltd. (1937-1939), Founder Member, Council of the Indian Institute of Bankers, Bombay (Formerly Principal and Professor of Banking, Sydenham College of Commerce and Economics, Bombay)
Twenty-second Edition Revised by
Hon’ble Mr. Justice Y.V. Chandrachud, Former Chief Justice, Supreme Court of India
C.R. Datta, M.Com., LL.B., (Cal.), A.T.I.I. (Eng), D.I.A. (London), Barrister-at-Law, Lincoln’s Inn, Ex Senior Lecturer, Calcutta University Law College
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